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Fasta Review

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R 800
R 8 000
Duration
1 year
APR (est.)
61.50%
Interest rate cost (est.)
R 2 907,73
Total cost (est.)
R 10 907,73
Monthly payment
R 909
over 12 months
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Representative example: Estimated repayments of a loan of r30,000 over 36 months at a maximum interest rate of 29.25% apr would be r1,381 per month including fees. Repayment terms can range from 2 - 72 months. Our service is free, and we only work with NCR-licensed lenders in South Africa. Minimum apr is 5% and maximum apr is 60%.
  1. Loan Amount
    R 800 - 8 000
  2. Duration
    1 - 3 months
  3. APR
    0 - 123%
  4. Min. Age
    18 years

Fasta

Quick, Easy Loans with FASTA – Get Approved in Minutes

FASTA Loans rings a bell in the instant small loan space thanks to their fast and flexible online services. People seeking quick and hassle-free access to funds can take out loans in mere minutes with FASTA.

FASTA’s application process is stress-free with minimal requirements and high approval rates. You can borrow up to R80,000, and pay back within anytime from one to three months.

Loan Products and Features

FASTA Loans offers three primary products designed for various occasions that require instant financial assistance.

FASTACash   

A straightforward instant cash loan product for any situation that needs quick access to funds. 

  • Loan Amount Range: Up to R8,000.

Key Benefits:

  • Entirely online application process that takes less than five minutes
  • Funds are directly deposited in your bank account.
  • Repayment Terms: Minimum 1 month, Maximum: 3 months

FASTACard   

A flexible credit card solution for everyday financial needs. 

  • Loan Amount Range: Up to R8,000

Key Benefits:   

  • Offers the convenience of a traditional card.
  • Manageable repayment terms for better financial control.

FASTACheckout   

Designed for online shoppers, simplifying and securing online payments. 

  • Loan Amount Range: Up to R8,000

Key Benefits:   

  • Credit is applied at checkout.
  • Transparent loan costs displayed before application.
  • Funds are paid directly to the retailer, enabling quick access to purchased goods.
  • Repayment Terms: Flexible installments up to 3 months.

Application Process

FASTA Loans’ user-friendly application is entirely digital and takes a few minutes.

Here’s how it works: 

  1. Select your loan amount and term using the interactive slider on FASTA, and then click "Apply Now."
  2. Fill in your personal and financial details accurately.
  3. FASTA will take a few minutes to conduct credit checks and affordability assessments to provide a loan offer that suits your financial situation.

Once approved, review and accept your loan offer. Sign the agreement and wait a few minutes for the cash to be deposited into your bank account.   

Eligibility Criteria and Required Documents

Getting approval for a FASTA loan is a no-brainer once you meet the following requirements: 

  • Age: Must be 18 years or older.
  • Residency: Valid RSA ID number required.
  • Income: Verifiable income for the past 90 days.
  • Banking: Access to internet banking for verification purposes.

Rates and Repayment Terms

With FASTA Loans, borrowers have transparent and manageable repayment terms. Here’s what you can expect: 

  • Loan Amounts: Borrow up to R8,000.
  • Repayment Options: Flexible terms ranging from 1 to 3 months.
  • Interest Rates: 3% monthly
  • Other Fees: R138 initiation fee, R4.06 insurance, and R69 monthly fee (waived for the first month)

Conclusion

FASTA Loans stands out for its combination of speed, flexibility, and transparency. The short-term financial solutions cover diverse needs, from emergency cash to online shopping credit. 

Users enjoy a fast online application process and transparency that brings financial peace of mind. 

If you value convenience, flexibility, and speed, FASTA Loans is an ideal financial partner.